Leverage more of your hard-earned dollars to create a “retirement paycheck”
you can count on for the rest of your life
Annuity Basics
Conceptos básicos de las anualidades
Would you like guaranteed retirement income for life?
Annuity with guaranteed income gives you peace of mind to retire confidently
- Payout protected from market downturn
- Consistent payment amount
- Dependable level of income
- Confidence knowing you can’t outlive your savings
- Provide income for a surviving spouse
- Help cover unforeseen expenses as you get older
- Create a lasting legacy for your loved ones
Four Common Risks Come Into Play
throughout the accumulation (savings) and income phases of your retirement planning
01
Inflation Risk
If inflation outpaces your retirement income, you may be forced to adjust your standard of living to make sure you don’t deplete your assets too quickly. Inflation can be a serious risk — and the longer you are retired, the greater its impact.
02
Market Volatility Risk
If your sights are set on a financially secure retirement, you may want to limit your exposure to volatile markets. Consider opting for solutions that offer guarantees and protection from downside market risk.
03
Interest Rate Risk
In low interest rate environments, conservative strategies focused on asset protection may not provide adequate growth. As a result, assets can be exhausted earlier than expected. Just like inflation, low interest rates during your working years may require you to either postpone retirement and save more now or decrease income later.
04
Longevity Risk
Not knowing how long you might live makes it difficult to determine just how much you’ll need to save in order to reach your retirement goals. A solution that offers guaranteed lifetime income may provide the additional income you need.
Annuity is a smart choice for lifetime income
It is essential to adapt to the changing landscape and re-evaluate the ways you save for retirement. Meet with our annuity expert today!
How it works?
REVIEW
First, we gather basic information from you to understand your goals and determine if an annuity is right for you.
RECOMMEND
Then, we investigate and find top annuity options that match your needs.
RETIREMENT FREEDOM
Last, you can retire with peace of mind and confidence knowing that you found the right annuity that provides you the highest income and benefits.